Privacy Policy

InvestEdge360 ("we", "us", or "our") is a digital investment platform owned and operated by Vijayvargiya Financial Services. By accessing investedge360.com or sharing information with us, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

• Identity & contact details — name, email address, phone number, city, and postal address when you contact us, subscribe, or request a callback.
• Account & onboarding details — information you provide while exploring Demat account opening, mutual funds, SIP, IPO, or other investment services (including documents shared for KYC facilitation where applicable).
• Usage data — pages viewed, device type, browser, referring URL, approximate location, and interaction events collected through cookies and similar technologies.
• Communication records — messages sent via forms, email, phone, or WhatsApp related to support or service enquiries.

2. How We Use Your Information

We use personal information to:

• Respond to enquiries and provide franchise desk support
• Assist with Demat & Trading account onboarding and investment product guidance
• Send service updates, research notes, or newsletters when you opt in
• Improve website performance, security, and user experience
• Comply with applicable legal, regulatory, and exchange requirements
• Prevent fraud, misuse, and unauthorized access

3. Legal Basis & Consent

Where required under applicable Indian law (including the Information Technology Act, 2000 and related rules, and the Digital Personal Data Protection Act, 2023 as applicable), we process personal data with your consent, to perform a contract or service request, or for legitimate business purposes such as security and compliance. You may withdraw marketing consent at any time by contacting us.

4. Cookies & Analytics

Our website may use cookies, pixels, and analytics tools to remember preferences, measure traffic, and improve content. You can control cookies through your browser settings. Disabling cookies may affect some site features.

5. Sharing of Information

We do not sell your personal information. We may share data only when necessary with:

• Authorized partners and platforms involved in Demat / trading onboarding (for example, Motilal Oswal franchise-related workflows), strictly for service fulfilment
• Technology and communication providers who process data on our behalf under confidentiality obligations
• Regulators, exchanges, or law enforcement when required by law or to protect our rights and users

6. Data Security

We apply reasonable administrative, technical, and organizational safeguards to protect personal information against unauthorized access, alteration, disclosure, or destruction. No internet transmission is fully secure; please use strong credentials and share sensitive documents only through approved channels.

7. Data Retention

We retain personal information only as long as needed for the purposes described in this policy, for legitimate business records, or as required by applicable law and regulatory obligations. When no longer required, data is deleted or anonymized where feasible.

8. Your Rights

Subject to applicable law, you may request to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete information
• Withdraw consent for marketing communications
• Request deletion or restriction where legally permitted

To exercise these rights, contact us via the Contact Us page. We may need to verify your identity before fulfilling a request.

9. Third-Party Links

Our site may link to third-party websites or partner platforms (including account opening and trading login portals). Their privacy practices are governed by their own policies. We encourage you to review those policies before sharing information.

10. Children's Privacy

Our services are intended for individuals who are legally eligible to invest under applicable Indian regulations. We do not knowingly collect personal information from children. If you believe a minor has provided data to us, please contact us so we can take appropriate action.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect the latest revision. Continued use of the website after changes constitutes acceptance of the updated policy.

12. Contact Us

For privacy-related questions or requests, contact Vijayvargiya Financial Services (operator of InvestEdge360) through our Contact Us page, or visit our offices listed there.

Also see our Terms & Conditions for rules governing use of this website.